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Products

Payments

Through Yaspa you can receive payments, pay-ins and deposits in real time.

No cards, no codes, no apps!

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Instant settlement

Yaspa payments travel over real-time payment networks so you can receive funds the moment they're sent.

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Fewer intermediaries

When a customer pays through Yaspa, they pay direct from their account to yours. It's fast and secure.

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Reduced fraud

No cards means no card-based fraud. All transactions use the bank's own verification process.

Product features

GLOBAL

Cross-border payments

You can benefit from Yaspa wherever there are faster payment banking rails (Faster Payment, SEPA Instant, FedNow)... and even where there aren't.

easy

Smooth integration

Yaspa can be integrated directly into your systems, or through any leading payment services partner such as PIQ, Praxis and Hexopay.

straightforward

Simple charging

No chargebacks, no interchange fees. With fewer intermediaries, your payment charges are simpler to understand and super cost-effective.

Channel-agnostic

An omnichannel
solution

Offer Yaspa both online and offline - on your website, shop floor, restaurant or casino front desk; open banking payments can be used everywhere.

next-gen

Variable Recurring Payments

The next generation of direct debits, Variable Recurring Payments (VRPs) enable regular payments, subscriptions and account-to-account sweeping.

flexible

Pay-by-Link
and QR code

Give customers an easier way to pay you, adding links or QR codes direct into invoices and apps, chats and social messages.

Enhance the way you accept payments from your customers with Yaspa

The open banking standards behind Yaspa's payment solutions have been adopted by banks across the UK, Europe, North America and beyond.

Keep it flexible with Yaspa’s modular system

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Payouts

Provide fast and secure payouts, withdrawals and refunds, direct from your business account to your customer's.

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Account Verification

Reduce fraud and KYC time by verifying your customer's bank account in a seamless process, ensuring faster, risk-free payments.

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Verification Plus

Transform your KYC with real-time data and insights on customer affordability, source-of-funds, and key markers of risk.

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Virtual Accounts

Create instant e-money accounts with individual virtual IBANs in sterling and Euro, ready to use immediately.

Read more from Yaspa

All posts

The three main routes to open banking integration

Learn more with Yaspa about approaches to open banking integration, working with API aggregators, & using end-to-end solutions for rapid implementation.

Yaspa: The new name for Citizen.

We’re delighted to announce that in October 2023 we will be formally rebranding under the new name of Yaspa.

Variable Recurring Payments in 2023: Their untapped potential

This article explores the untapped potential of VRPs, and the regulatory issues governing their roll out in the UK today.