Intelligent Payments
Yaspa’s Intelligent Payments combines Pay by Bank transactions, AI-powered verification, and real-time risk assessment into a seamless, secure experience.
Reduce friction. Protect customers. Drive revenue.
Superfast payments with award-winning benefits
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Reduce friction
Park the paperwork. Yaspa’s simple consent-based approach delivers verified bank statements in a blink of an eye.
Protect customers
Expert analysis of behavioral patterns, powered by AI, enables real-time identification of vulnerable customers - and bad actors.
Drive revenue
No ‘computer says no’. Our actionable insights ensure a response unique to each customer - reducing churn and increasing lifetime value.
How it works
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Product features
Real-time payments
Instant, secure and verified Pay by Bank payments through open banking.
AI-powered data
insights
Real-time analysis of user bank data to assess affordability, detect risk, and support compliance.
Configurable dashboard
A visual dashboard using a RAG system to rate user risk and provide actionable insights.
Frictionless checkout flow
Offer lightning fast deposits and withdrawals while simultaneously getting the insights needed to meet regulatory obligations, and so much more.
Fraud
identification
Use Intelligent Payments to detect duplicate account creation, chargeback fraud, refund abuse, all while optimising conversion flow at checkout.
Risk flagging & management
Ensure compliance and risk teams can quickly identify high-risk users, set deposit limits, or flag suspicious behaviour; whether for manual reviews or automated interventions.
An award-winning solution
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